Terms of Service

Last updated: December 2024

Welcome to Lendero. By accessing or using our website and services, you agree to be bound by these Terms of Service. Please read them carefully before using our services.

1. Services Description

Lendero operates as a lead generation and referral service connecting businesses seeking merchant cash advances and other business funding with potential lending partners. We are not a lender and do not make credit decisions or fund advances directly.

2. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Be a legal owner or authorized representative of a business
• Have the authority to bind your business to agreements
• Provide accurate and complete information

3. Application Process

When you submit an application through our website:

• You authorize us to share your information with our network of lending partners
• You may be contacted by us and/or our lending partners regarding your application
• Submitting an application does not guarantee approval or funding
• All funding decisions are made solely by the lending partners

4. Accuracy of Information

You agree to provide accurate, current, and complete information in your application. Providing false or misleading information may result in denial of your application and potential legal consequences.

5. No Guarantee of Funding

Lendero does not guarantee:

• That you will receive funding offers
• Specific funding amounts, rates, or terms
• Approval by any lending partner
• The suitability of any funding product for your needs

Any funding terms are determined solely by the lending partner and may vary.

6. Communication Consent

By submitting an application, you expressly consent to receive:

• Phone calls, including autodialed calls, at the number provided
• Text messages (SMS) regarding your application
• Emails about your application and related services

You may opt out of marketing communications at any time by following the unsubscribe instructions provided.

7. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Lendero or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

8. User Conduct

You agree not to:

• Use our services for any unlawful purpose
• Submit false or fraudulent applications
• Interfere with the proper operation of our website
• Attempt to gain unauthorized access to our systems
• Use automated systems to scrape or collect data from our website

9. Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or secure.

10. Limitation of Liability

To the fullest extent permitted by law, Lendero shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to loss of profits, data, or business opportunities.

11. Indemnification

You agree to indemnify and hold harmless Lendero, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

12. Third-Party Services

Our website may contain links to third-party websites or services. We are not responsible for the content or practices of these third parties. Any agreements you enter into with lending partners are solely between you and that partner.

13. Modifications

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to this page. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

15. Dispute Resolution

Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

16. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

17. Contact Information

For questions about these Terms of Service, please contact us at:

Lendero
Email: legal@lendero.com